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Makar Molchanov
Makar Molchanov

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For those of us who are fans of the show and will be eagerly watching every episode from home, a few of the competing chefs will look familiar. Winner of season 19, Chef Buddha Lo returns, and finalists Amar Santana (season 13) and Sara Bradley (season 16) are also back.

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The deadline for underclassmen to declare for the 2023 NFL Draft as come and gone, and multiple stars chose to move on instead of returning to school. Ohio State quarterback CJ Stroud, Texas running back Bijan Robinson and Georgia's Jalen Carter are just a few of the high-profile players will be playing on Sundays next year.

6. Jared Verse, DL, Florida State: The transfer from Albany transformed himself into a first-round talent after notching 16.5 tackles for loss and nine sacks in 12 games for the Seminoles. He was projected as the No. 11 overall player in the CBS Sports NFL Draft prospect rankings prior to announcing his decision to return to Tallahassee.

8. Olumuyiwa Fashanu, OL, Penn State: Fashanu would have been a first-round pick had he decided to declare for the draft, but he chose to return to a Penn State team that will be loaded with experience on both sides of the ball. He'll be charged with protecting the blind side of quarterback Drew Allar and open holes for the talented group of Nittany Lions running backs.

9. Sam Hartman, QB, Notre Dame: Hartman had options to return to Wake Forest, head to the NFL or transfer within college football in 2023, and he found a great home at Notre Dame. The centerpiece of the slow mesh offense with the Demon Deacons has thrown for 12,967 yards and 110 touchdowns during his five-year college career, and there's no doubt that he is considered a Heisman contender heading into the 2023 season.

10. Jer'Zhan Newton, DL, Illinois: Newton was one of the top reasons why Illinois returned to prominence during the 2022 season. He had 60 tackles, 13 tackles for loss, 5.5 sacks and 11 quarterback hurries last season. The 6-foot-2, 295-pounder was a second-team All-American from multiple outlets, including CBS Sports.

11. Tyler Davis, DL, Clemson: Davis is one of the most experienced defensive linemen in the country, and he chose to return to the Tigers for his "super senior" season. He has 26.5 tackles for loss and 15.5 sacks during his tenure with Clemson despite fighting through multiple injuries. He will anchor a veteran defensive line that should be one of the nation's best.

12. Cameron Rising, QB, Utah: Rising surprised a lot of people when he chose to run it back after consecutive Pac-12 championships. He threw for 3,034 yards, rushed for 465 yards and accounted for 32 touchdowns last season. He suffered a lower-body injury in the Rose Bowl, which could have played a role in his decision to return to Salt Lake City.

14. Keith Randolph Jr, DL, Illinois: The other half of the "Law Firm" defensive line (along with Newton), Randolph returns after notching 53 tackles last season -- 13 of which were for a loss. The 6-foot-5, 305-pounder was an All-Big Ten performer from Pro Football Focus and should keep the Fighting Illini in the division title hunt in 2023.

20. Rome Odunze, WR, Washington: Odunze is one of two 1,000-yard receivers who chose to return to the Huskies, along with Jalen McMillan, and he should rise to national prominence alongside Penix. The All-Pac-12 performer had 75 catches for 1,145 yards and seven touchdowns last year as one of the best deep threats in the country. He's a big reason why the Huskies offense is so dangerous.

In its simplest form, you could use this function to return a series of fixed values, but it truly shines when you want to return all of the columns in the source data set. By combining the two, you can return a full sorted data set.

where array is required and references a range or an array constant. If array contains only one row or column, the corresponding row_num or column_num argument is optional. If array has more than one row and more than one column, and only row_num or column_num is used, INDEX() returns an array of the entire row or column in array. The last two arguments may or may not be required:

"Increasingly, we know students and their families are looking for the best return on the investment on their hard-earned dollars and so we appreciate the endorsement of a Bucknell education through this recognition," says University President John Bravman.

The deadline for men's basketball players to withdraw their names from the 2022 NBA Draft after declaring as early entrants was 11:59 p.m. ET on Wednesday, June 1, which means there's now greater clarity as to the composition of rosters across the sport. March Madness correspondent Andy Katz ranked his top 25 returning players, starting with the reigning Naismith Award winner.

One of the best defensive players in the country, McConnell won Big Ten Defensive Player of the Year honors as a senior and now he'll return to Piscataway for a fifth season. He also earned honorable mention All-Big Ten honors.

Returning only the first N records in a SQL query differs quite a bit between database platforms. For example, you can't say on oracle select top 100. Here's some of the different ways you can return the top 10 records on various database platforms (SQL Server, PostgreSQL, MySQL, etc):

J.P. Morgan Asset Management's 2019 Retirement Guide shows the impact that pulling out of the market has on a portfolio. Looking back over the 20-year period from Jan. 1, 1999, to Dec. 31, 2018, if you missed the top 10 best days in the stock market, your overall return was cut in half. That's a significant difference for only 10 days over two decades!

You don't have to miss many good days to feel the impact. The return went from positive to negative by missing the 20 best days of the market over 20 years. Putnam Investments found similar results by studying the data from 2003 to 2018. If you were fully invested in the S&P 500, your annualized total return was 7.7% during that time. But if you missed the 10 best days in the market, it dropped to a paltry 2.65%.

If you're guilty of missing some of those really big days in the market, you're not alone. Investment research firm Dalbar publishes an annual survey of the average investor's performance versus the benchmark. Dalbar studied retail equity and fixed-income mutual fund flows (money in and out of the fund) each month from Dec. 31, 1997 to Dec. 31, 2017 to calculate the "average investor" return. The average investor performed below average when compared to buying and holding the S&P 500 index.

The below table demonstrates that in the 20 years from 1997 to the end of 2017, the average equity investor saw returns of 5.29%, versus the index which was up 7.2%, marking a difference of almost 2 percentage points (based on average annual total returns). The average fixed-income investor fared even worse. Over the same time period, the Barclays Aggregate Bond Index was up 4.98% but the average fixed-income investor was up only 0.44%. One of the main reasons average investors lagged the benchmark was due to mistiming the market or missing the up days. Here's how a $100,000 initial investment fared from Dec. 31, 1997 to Dec. 31, 2017, depending on how it was invested.

Belinda Bencic won her first clay-court title, in Charleston, becoming the first Swiss player to win this title since Martina Hingis in 1999. Having reached the quarterfinals earlier this year at Sydney and St. Petersburg, along with her title run in Charleston, Bencic books her return to the Top 20 this week, climbing eight spots to No.13 (from No.21).

Given the unprecedented circumstances around the pandemic and unique challenges for this tax season, the IRS offers a 5-point checklist that can help many people speed tax return processing and refund delivery while avoiding delays.

1. File an accurate return and use e-file and direct deposit to avoid delays. Taxpayers should electronically file and choose direct deposit as soon as they have everything they need to file an accurate return. Taxpayers have many choices, including using a trusted tax professional. For those using e-file, the software helps individuals avoid mistakes by doing the math. It guides people through each section of their tax return using a question-and-answer format.

2. For an accurate return, collect all documents before preparing a tax return; make sure stimulus payment and advance Child Tax Credit information is accurate. In addition to collecting W-2s, Form 1099s and other income-related statements, it is important people have their advance Child Tax Credit and Economic Impact Payment information on hand when filing.

4. Waiting on a 2020 tax return to be processed? Special tip to help with e-filing a 2021 tax return: In order to validate and successfully submit an electronically filed tax return to the IRS, taxpayers need their Adjusted Gross Income, or AGI, from their most recent tax return. For those waiting on their 2020 tax return to be processed, here's a special tip to ensure the tax return is accepted by the IRS for processing. Make sure to enter $0 (zero dollars) for last year's AGI on the 2021 tax return. For those who used a Non-Filer tool in 2021 to register for an advance Child Tax Credit or third Economic Impact Payment in 2021, they should enter $1 as their prior year AGI. Everyone else should enter their prior year's AGI from last year's return. Remember, if using the same tax preparation software as last year, this field will auto-populate.

5. Free resources are available to help taxpayers file. During this challenging year, the IRS reminds taxpayers there are many options for free help, including many resources on For those looking to avoid the delays with a paper tax return, IRS Free File is an option. With Free File, leading tax software providers make their online products available for free as part of a 20-year partnership with the Internal Revenue Service. This year, there are eight products in English and two in Spanish. IRS Free File is available to any person or family who earned $73,000 or less in 2021. Qualified taxpayers can also find free one-on-one tax preparation help around the nation through the Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs. 041b061a72


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